Benefits of Hiring a Debt Collection Harassment Attorney
Bradenton residents of other communities have had to face much debt in the last couple of years due to a recession. No one would say that being the subject of a debt collector’s calls and letters is easy or appreciated, and can come off as bothersome and harassing. In the worst-case scenarios, consumers are incessantly bothered by debt collection calls, are embarrassed by collectors’ calls to neighbors and family members, and may even feel threatened. Unfortunately, most people don’t know that they have rights under the Fair Debt Collection Practices Act (FDCPA), and they’re unaware of the advantages of hiring a debt collection harassment attorney. Bradenton residents in some cases can even be compensated for their harassment.
Hiring a Debt Collection Attorney Should Have No Upfront Costs
Many people are under the impression that hiring a debt collection harassment attorney will cost them an arm and a leg. The truth is that with a legitimate debt collection harassment attorney, Bradenton residents can get represented for no upfront cost! Although this might sound too good to be true, it’s not. The Fair Debt Collection Practices Act is created to equally give consumers steady footing with debt collectors, and says that when a debt collector crosses the line into illegal behavior, the collection agency is responsible for paying the consumer’s attorney fees. In other words, your attorney will get paid by the debt collection agency that is harassing you.
If You Hire an Attorney, All Contact Has to Go Thru Them
Another good reason people should consult an attorney about harassing phone calls is that once they are represented by a debt collection harassment attorney, a debt collector can no longer contact them directly. He or she must go through your lawyer. Or in other words, the debt collector harassment calls and letters will stop. If they don’t, it’s a violation of the FDCPA and then your lawyer can help you acquire compensation for contact after the fact.