What is Harassment by a Debt Collector?
The layman population is well versed on what harassment is, but normal people do not know the law actually stipulates at harassment. This where it is good to have a debt collection harassment attorney. Tampa Attorneys are here to serve you by gaining compensation for your harassment. In fact, some people might not know that there are actually laws designed to limit what debt collectors can and cannot do
This law is called The Fair Debt Collection Practices Act (FDCPA) and it is designed to protect people who are in debt from threatening or harassing calls from debt collectors. In this law, it states what exactly constitutes a debt collector as well as the parameters that define what would be considered harassment. Some examples of harassment are:
-Contacting you without telling you who they are
-Threats of violence or harm
-Repeating calls intended to annoy or harass
-Public listing of debts needed to be collected
-Obscene or profane language
It is important to hire a qualified debt collection harassment attorney. Tampa Attorneys would have the knowledge of the laws to help you win your case against a harassing debt collector.
A qualified attorney would tell you that under the FDCPA law debt collectors cannot harass, oppress, or abuse anyone they contact. Also, with a debt collection harassment attorney, Tampa residents should be safe knowing debt collectors cannot misrepresent anyone. This constitutes false, deceptive and/or misleading practices. This includes subjects such as:
-Threats that cannot be legally done
-False threats to have you arrested
-Representing an attorney when they are not
-The amount/debt owed
All of these stipulations are considered harassment under the Fair Debt Collection Practices Act (FDCPA) and could be subject to a lawsuit. Tampa Attorneys are glad to help you out with your debt collector problems. You may be entitled to compensation for your harassment!