Getting behind on bills is never an exciting thing for anyone. Not only do you have to deal with your own struggles, but you have to deal with the debt collector harassment every day, and even multiple times a day. The most important thing to remember is, you do not have to suffer through the degrading, harassing phone calls from the debt collection companies.
Most people fail to realize how many laws and strict regulations these debt collectors are supposed to be following. Debt collection agencies are not supposed to do a lot of things that they are constantly getting away with every single day. One of those laws that may be commonly broken is when a debt collector uses profanity during a harassing phone call to someone living in St. Petersburg or anywhere else for that matter. The use of profanity to someone whom they are attempting to collect money from is not only morally wrong, but completely illegal.
Most people just live with the constant calling and the horrible language from these debt collectors. Most people are unaware that what they are being put through is illegal and is called debt collection harassment. It is important to remember that just because someone is late on their bills does not mean their rights are stripped away from them. Most of these companies are not even the original companies in which you are in debt with – they are the debt collectors that purchase your debt for a lower price and harass you until they can make some money off of the deal.
This is wrong and we are here to make it right! Hiring Elkin-Peck PLLC while living in St. Petersburg for a debt collection harassment case may be the first step to get the debt collection companies off of your back so you can begin to live a normal – call free – life!