
Protect your rights
Legal Representation that fiercely advocates for you.
Debt Collector Harassment
Debt collector harassment is illegal. Learn about your rights and when to take legal action.
Bankruptcy
Filing bankruptcy may be the exact fresh start that a person needs in order to get out of debt and move on with their life.
Credit Card Defense
Are you being sued over a credit card or student loan? You have rights too.
Being Harassed by Debt Collectors?
Florida's comprehensive and powerful law to address illegal debt collection practices. Bill collectors must comply with very strict rules. A single telephone call, letter, or email can trigger a violation of the Florida Consumer Collections Practices Act (FCCPA).
How to Survive Bankruptcy?
Bankruptcy might offer you a fresh start by erasing your debts and allowing you to retain certain assets. Alternatively, it could provide a structured, equitable repayment strategy, helping you manage your debts more efficiently and possibly catch up on your mortgage payments.

How can we help?
Leveraging our comprehensive expertise in bankruptcy and debt collection law, we'll navigate you through the intricate legal landscape, arming you with the necessary tools and insights to effectively counter bankruptcy and fend off harassment from debt collectors.
Our team of seasoned legal experts is committed to devising the most potent strategies and solutions to safeguard your residence and ensure your financial health remains intact.
"The Peck Law Firm is absolutely outstanding in their field. From my initial consultation with Mr.Peck and Mr. Bullington to my discharge, everything was perfect. I am very grateful. They are truly Five Star!"
Rosemarie Savino
September 2025
Frequently Asked Questions
Below is a useful Foreclosure Question and Answer to help those facing foreclosure or those concerned with how foreclosure may affect them, as well as brief explanations of how getting legal representation can help you in this process.
I have just been served with a Summons and Foreclosure Complaint. What do I do?
Respond within 20 days of service. Unless you are familiar with legal proceedings and applicable law, it’s best to get an experienced and knowledgable lawyer, without delay.
If I do nothing, what will happen?
A Default and Default Judgement will be entered, and the Court will then auction your property.
After the property is auctioned by the Court Clerk, do I have to get out?
Yes.
Recent Articles
Learn more about your rights and the rules of debt collections & bankruptcy