“Mr. Peck had assisted me with a harassing bill collector. My current law firm, Smith, Feddeler & Smith, P.A., had recommended the Peck Law Firm, P.A. Richard was AWESOME!”
Protect your rights
Legal Representation that fiercely advocates for you.
Debt Collector Harassment
Debt collector harassment is illegal. Learn about your rights and when to take legal action.
Bankruptcy Relief
Stop garnishments, lawsuits and overwhelming debt. Learn whether Chapter 7 or Chapter 13 could give you a fresh financial start.
Credit Card Defense
Are you being sued over a credit card or student loan? You have rights too.
Being Harassed by Debt Collectors?
Florida's comprehensive and powerful law to address illegal debt collection practices. Bill collectors must comply with very strict rules. A single telephone call, letter, or email can trigger a violation of the Florida Consumer Collections Practices Act (FCCPA).
Could Bankruptcy Stop the Financial Pressure?
Bankruptcy may help stop collection pressure, eliminate qualifying debts and create a manageable path forward. Depending on your situation, Chapter 7 or Chapter 13 could help you protect important assets, catch up on secured debts and regain financial stability.
-
Stop most wage garnishments and collection actions
-
Discharge qualifying unsecured debts
-
Create a structured path to catch up on secured debts

How can we help?
Leveraging our comprehensive expertise in bankruptcy and debt collection law, we'll navigate you through the intricate legal landscape, arming you with the necessary tools and insights to effectively counter bankruptcy and fend off harassment from debt collectors.
Our team of seasoned legal experts is committed to devising the most potent strategies and solutions to safeguard your residence and ensure your financial health remains intact.
Frequently Asked Questions
Below is a useful Foreclosure Question and Answer to help those facing foreclosure or those concerned with how foreclosure may affect them, as well as brief explanations of how getting legal representation can help you in this process.
I have just been served with a Summons and Foreclosure Complaint. What do I do?
Respond within 20 days of service. Unless you are familiar with legal proceedings and applicable law, it’s best to get an experienced and knowledgable lawyer, without delay.
If I do nothing, what will happen?
A Default and Default Judgement will be entered, and the Court will then auction your property.
After the property is auctioned by the Court Clerk, do I have to get out?
Yes.
What Spring Hill Clients Say
“We are extremely satisfied with the outcome of our case. Peck Law Firm and their staff were wonderful, very informative, and fought hard to get us what we deserved. I would recommend them to anybody. Honest, hard-working people.”
“Rick Peck and his staff have been great to work with throughout the bankruptcy process. I was very nervous at first to do this, however with the expertise of the entire firm I felt much better. I highly recommend this firm if you are considering bankruptcy. Thanks again for all of your help and assistance.”
“Peck Law Group I would recommend to anyone that is looking for a Great Professional Law Firm Mr. Peck and his staff was very helpful throughout my entire process, He would personally call you himself to talk to you and discuss your concerns keep you updated on how the case is going and questions that you may have.They will do what everything they can to make sure you’re totally satisfied. Mr. Peck I would like to say Thank you to you and your staff for all of your help”
“I had a couple questions about a civil matter and he answered them and gave me some good ideas and insight. If I get stuck I will hire him. He's knowledgeable. Go to him first.”
“I want to express the professionalism, courtesy and respect that I received from Mr. Peck and Mr. Bullington. I mainly worked with Mr. Bullington. From the very beginning on 3-2020, I felt extremely comfortable utilizing his expertise in bankruptcy law. I just finished the 5 year plan. Mr. Bullington was available for any question, concern, and issues during my 5 year plan with providing several options and legal assistance. Mr. Bullington showed compassion with the entire approach understanding of my fear of foreclosure on my property. Brookridge Community Property Owner underhandedly made my life hell, by imposing ridiculous financial fines making it impossible for me to break even. Mr. Bullington and Mr. Peck put a plan in place to stop the foreclosure on my home. In other words, saved my home. Through out the 5 year plan both were always available with a simple phone call. I would definitely recommend both for your legal needs. Extremely reasonable pricing.”
“These folks are great. Down to earth, thorough, friendly and very helpful. It's just what you need when legal issues arise.”
“They been a great company to deal with, very helpful professional, the owner him self was very down to earth but professional, treated Me with respect, as the office workers too. Were kind, helpful in every way, a special thank you to Mr Burlington. A fantastic team of professionals Who cares about the people, not just the $ I will recommend this class A team to all in need, thank you all, Steven osborn”
“I highly recommend Peck Law Firm. From my first consultation until the end of my case I was treated with professionalism and sincere caring about what I was going through. The firm is very educated and organized. I appreciate all the work Mr Peck did. He went out of his way to ensure what was best for me. His assistants also went above and beyond to make sure I understood and was comfortable with the process. Definitely a law firm to trust.”
“I was referred to Peck law firm by another attorney, and I cannot express my gratitude towards Rick enough! He was upfront and honest from the start and was willing to go out of his way to get me the help I deserved. He always kept me in the loop, and answered any question I had. I highly recommend their services.”
“From my initial consultation with Mr. Peck and Mr. Bullington to my discharge, everything was perfect. I am very grateful. They are truly Five Star!”
“I had the pleasure of working with Rick Peck Law Firm and can't recommend him highly enough. From our initial consultation to the final resolution of my case, Rick demonstrated exceptional professionalism, expertise, and dedication. He was always approachable and took the time to explain every detail, ensuring I understood my options. His responsiveness to my questions made me feel supported and confident. Rick's ability to navigate complex legal issues and his commitment to achieving the best results truly set him apart. Thanks to Rick's hard work, my case was resolved favorably. He's an outstanding advocate who genuinely cares about his clients.”
“Mr . Peck has been absolutely amazing! Right from the start , he had my back and was eager to get the job done! I trusted him and his advice and came out on top! Thank You Peck Law Firm Spring Hill! Thank you from the bottom of my heart!! K.S.”
Recent Articles
Learn more about your rights and the rules of debt collections & bankruptcy

